Enter amountSystem matches payment instructions
JDPAY ACCOUNTOne account.
One account.
Complete payment operations.
Register to view available funds, match merchant payment instructions, and manage transaction and service reward records.
Rule-based matchingTransaction verificationINR settlement
Merchant payments · Rule-based matching
Payment operations
Payment operations
matched faster, verified clearly
JDpay routes merchant payment instructions within your available account funds. Confirm the beneficiary, amount and UPI ID, complete payment, and receive the service reward after transaction verification.
Payment instruction routingTransaction verificationINR settlement
PAYMENT ROUTING ENGINEBalance constraints · Instruction matching
Confirm paymentCheck the payment account and amount
Transaction verificationComplete service settlement after verification
PAYMENT OPERATIONS
JDpay handles the matching. You confirm the details and complete payment.
Merchant payment instructions enter the platform and are matched against your available funds. Once the transaction is verified, the ledger and service reward update automatically.
- 01Payment instructionAmount, beneficiary and merchant reference
- 02Rule-based matchingMatched within available-fund limits
- 03Transaction verificationConfirm the result and complete settlement
WHAT JDPAY DOES
What does JDpay do?
JDpay connects real merchant payment instructions and available payment capabilities, and completes the service process through balance constraints, transaction verification and clear ledgers.
COLLECTION TASKS
Funds collection
Bind UPI and the payment QR code, and the system will match the payment instructions according to the available balance on the platform.
The corresponding amount will be frozen during matching. After confirming the arrival of UPI, the account funds will be updated and the VIP service reward will be settled.
Five membership levels combine qualified referrals with verified personal transaction volume.
Payment method
The following configurations need to be completed before receiving tasks
Bind UPI account
Fill in your payee name and valid UPI ID.
Upload payment QR code
The payer will complete the payment via QR code.
Keep PhonePe online
After the user initiates a query, the verification results are returned.
The fund receiving function is not yet open
CONNECTED PHONEPE
—
—Once collections are enabled, users can generate a payment code on demand.
Open in a UPI appBalance matching rules
Matchable amount = available balance on the platform − frozen balance. After the order is canceled or times out, the frozen balance is automatically released.
MERCHANT PAYMENTS
Payment tasks
Enter your preferred amount. JDpay will match the closest merchant payment instruction within your available funds.
Membership tierBronze
Service reward rate2.8%
Available funds₹0.00
Complete both requirements to reach Silver
Smart payment matching
Each account can process one payment task at a time.
Available account funds
₹0.00
JDpay only matches payment instructions within your available balance.
Choose an amountStay within available fundsReceive the closest instruction
Payment instruction matched—
00:60Payment amount₹0.00Estimated service reward ₹0.00
- Payee name
- —
- Receiving Account / UPI ID
—- Payment instructions
—
Waiting for customer service verificationThe transaction review application has been submitted, please pay attention to the order status.
Query payment records
The transaction has been verified and the service reward has been included in the balance.
Complete a payment task in four steps
- 1Enter your preferred amount
- 2Confirm the beneficiary and UPI ID
- 3Complete payment and submit verification
- 4Receive settlement after verification
PARTNER PROGRAM
Invite partners. Share service rewards.
Referral rewards are calculated across three levels and only apply to successfully verified transactions.
My invitation codeGenerating…0 partners invited
MEMBERSHIP LEVELS
2.8%–5%Member service reward guide
Both the qualified-client target and your own verified transaction target must be met. The new rate applies from the next matched payment.
Qualified clientA directly invited real client with at least ₹1,000 in cumulative verified payment volume.
01Bronze2.8%
Default membership · No invitation or transaction threshold
02Silver3.2%
5 qualified clients AND ₹10,000 own verified volume
03Gold3.6%
10 qualified clients AND ₹50,000 own verified volume
04Platinum4%
20 qualified clients AND ₹100,000 own verified volume
05Diamond5%
30 qualified clients AND ₹200,000 own verified volume
Level 3 invitation reward rules
Only the payment amount that completes transaction verification is counted.
Invite partners directlyInvitation rewards with verified payment amount
0.8%Partners invited by partnersInvitation rewards with verified payment amount
0.3%third level partnersInvitation rewards with verified payment amount
0.1%Bonus example
AinviteBinviteCinviteD
D completes a ₹10,000 payment at the Bronze rate and earns ₹280 in service revenue: C receives ₹2.24, B receives ₹0.84 and A receives ₹0.28.
MY WALLET
Wallet
View funds, link a receiving wallet, and request INR withdrawals.
AVAILABLE BALANCE
₹0.00Total user funds
Bind payment wallet
After the first binding, changes must be submitted to customer service for review
UPI—
—The current wallet is locked and the platform will not allow direct modification.Apply for withdrawal
Withdraw to a collection wallet that has been bound and approved
Ordinary withdrawals are uniformly queued by the system; the manual channel is used for applications that exceed the number of weeks or require separate review and priority scheduling, and customer service needs to review the identity, ledger, and liquidity.
Funds and Transaction Records
Recharge, tasks, rewards and withdrawal status are all returned by the server ledger
Recharge record
No record yet
Withdrawal records
No record yet
Fund ledger
No record yet
ACCOUNT & SUPPORT
Personal center
Manage accounts, languages, platform instructions and help portals.
JD
JDPAY MEMBER
Bronze Membermy account
—
LANGUAGE
Language
ACCOUNT
Account and Security
PLATFORM & HELP
Platform and help
Platform introduction, rates, instructions for use and long-term development concepts are placed here.
JDPAY VISION
From rule matching to auditable payment operation technology
Currently focusing on real order matching, user-initiated transaction verification and clear ledgers. Follow-up capabilities are subject to the results of actual completed technology, cooperation channels and compliance reviews.
SUPPORT
Need help?
Wallet changes, transaction reviews and manual withdrawals are handled by customer service tickets.
ABOUT JDPAY
Platform introduction
A rule matching and transaction verification platform for real merchant payment instructions, connecting payment needs, payment capabilities and auditable service settlement.
Match by balance with status constraints
The current engine performs deterministic matching based on platform balance, desired amount, and order status, without packaging ordinary rules beyond the capabilities of actual functionality.
Merchant instructions and transaction verification
Standardize recording amounts, collection information, business reference numbers and processing status to form a traceable service process.
Auditable treasury and operational governance
Recharge, task rewards, invitation rewards and withdrawals are recorded separately; future features will only be released after completing technical verification, cooperation and compliance review.
How the platform works
- 1The platform receives orders from merchants
The order contains the source platform, amount, payee name, UPI address and business reference number.
- 2Match desired amount by balance
The system only matches orders that do not exceed the amount available on the platform and are closest to the expected amount.
- 3User initiates verification and generates ledger
After completing the payment, the user actively initiates an inquiry; after the verification is completed, the status and service rewards are recorded.
Operations and collaboration roles
JDpayThe current page provides order matching, verification and accounting software functions, and does not claim to hold bank or UPI operating qualifications.
Payment accounts and fund transfers: handled by the user’s bank, UPI application and the appropriate regulated partiesMerchant orders: Only access partners with real payment basisFormal commercial use: It is prerequisite that the operating entity, cooperation agreement, KYC/AML and complaint channels are completed
PRICING & FEES
Rate rules
The applicable ratio will be displayed before the task starts, and the real order will be completed and settled after passing verification.
MEMBER SERVICE REWARD
Membership rates and qualification rules
Every upgrade requires both qualified direct clients and personal verified transaction volume.
Expense itemsCalculation methodSettlement conditions
Level 1 invitation reward0.8% of service revenue for verified ordersAfter the real order is completed
Second level invitation reward0.3% of service revenue from verified ordersAfter the real order is completed
Level 3 invitation reward0.1% of verified order service revenueAfter the real order is completed
Ordinary withdrawal1.5% of application amountFirst 3 times free for new users
Manual expedited withdrawal10% of application amountManual review and priority scheduling
Not shown as fixed income; actual service rewards are subject to order status, applicable level and final verification results.
SECURITY CENTER
Security Center
Establish layered protection around account verification, order verification, fund ledgers and operation records.
Account verification
PhonePe login uses a mobile number and one-time verification code to confirm the account.
- Verification codes are used only for the current request
- Sensitive input is never shown on task pages
- Expired sessions require authentication again
Transaction verification
JDpay checks the order amount, beneficiary UPI ID, and transaction status together.
- Order references link to transaction records
- Missing records can be submitted for transaction review
- Duplicate orders are never settled twice
Funds ledger
Task guarantee funds, service rewards, and withdrawals are recorded separately for clear status tracking.
- Deposits require payment confirmation
- Available and frozen funds remain separate
- Withdrawal records retain their processing status
User controls
Confirm the beneficiary, amount, and UPI ID before paying. Never share your verification code.
- Stop if payment details appear incorrect
- Keep the UPI transaction reference
- Submit support requests through the platform
HELP CENTER
Help Center
Centralized explanations of frequently asked questions about tasks, recharge, verification, invitations and withdrawals.
How to start a payment task?
After the task guarantee funds arrive, enter the payment task page, enter the expected amount and match the payment instructions. The system will only match orders that do not exceed the available funds in the account.
How is the amount available on the platform calculated?
The amount available on the platform consists of confirmed task guarantee funds and available service rewards; when there are ongoing tasks, the corresponding amount will enter a frozen state.
What should I do if there is no record after payment?
After confirming the UPI reference number and payment amount, submit the transaction review application, and the payment instruction will enter manual verification status.
When will the task service rewards arrive?
After the real transaction verification is successful, the system generates a service reward record according to the VIP level applicable at the beginning of the task.
Why are fees deducted for cash withdrawals?
The ordinary withdrawal fee is 1.5%, and the first three times for new users are free; when the limit of three times per week is exceeded or priority processing is required, you can choose the 10% manual expedited channel.
Submit a customer service ticket
Transaction review, wallet, deposit and withdrawal issues can all be tracked here
No work orders yet
Privacy Policy
Update date: August 8, 2026
Information we collect
In order to provide account verification, order matching, transaction verification and fund recording functions, the platform may process mobile phone number, UPI ID, payee name, order amount, transaction reference number, verification code verification results, device and basic access logs. The page will not ask users to disclose their bank card password or UPI PIN.
How information is used
Relevant information is used to create and maintain accounts, match orders, verify transactions, generate ledgers, process transaction reviews and withdrawals, identify repeated or abnormal operations, and respond to customer service requests.
User Choices and Rights
Users can request to access, correct or delete account information through the help center ticket, or they can stop using the service. Some order and financial records may need to be retained for settlement, auditing or dispute processing.
Privacy request portal
Please submit an "Account" type work order in "Personal Center → Help Center", and the system will retain the work order number and processing results. Before official commercial use, the operating entity, privacy manager, registered address and external complaint contact information must be disclosed.
Terms of Service
Update date: August 8, 2026
Service scope
JDpay provides order display, task matching, payment result verification, ledger records, invitation relationship records and withdrawal application entrance. Specific services are subject to the actual open functions of the page.
Accounts and Eligibility
Users should use a real, valid and personally controlled mobile phone number and UPI account, keep the verification code properly and be responsible for account operations. The same user may not circumvent task restrictions through duplicate accounts.
Task rules
The amount, payee name, UPI ID and order time limit should be checked before confirming the task. Only orders that are truly completed and passed verification will enter the service reward settlement; orders that are canceled, timed out, repeated, or have inconsistent information will not be settled.
Funding and Fees
Task guarantee funds are used for task matching and order status management, and do not generate fixed interest. The applicable service reward ratio, invitation rewards and withdrawal operating fees are subject to the page display before operation.
restrict behavior
You are not allowed to submit false transactions, forge vouchers, use fraudulent accounts, make repeated claims, manipulate invitation relationships, interfere with the system, or use the platform to handle funds from unknown sources.
Payments and Regulatory Roles
The JDpay software interface itself is not a bank, UPI operator or payment system operator. UPI transactions are processed by the bank, UPI application and corresponding participating institutions selected by the user; before formal commercial use, the operating entities, partners, KYC/AML, complaints and data responsibility disclosure must be completed.
Service adjustments and disputes
The platform can suspend relevant functions based on order status, risk verification or system maintenance, and retain necessary operation records. Users can submit work orders in the help center and track them with the work order number; before the operating entities, applicable laws and external dispute channels are announced, it will only operate as a technical verification environment.
Risk statement
Please understand each item before participating in the task
Income is not fixed
The number of tasks, amount and service rewards depend on the actual order and final verification results, and do not constitute a fixed income commitment.
Transaction Operation Risk
Incorrect UPI ID, amount or payee may result in delay in transaction return or loss of funds. Please check by yourself before payment.
Orders and Liquidity
There may not be suitable orders during certain periods; transaction review, dispute or withdrawal review may increase processing time.
Account security
Providing verification codes, UPI PIN, or device control rights to others may result in account and fund risks.
Third party services
UPI, bank, network and external query service abnormalities may cause status delays, which will ultimately be subject to verifiable transaction records.
Rule changes
Rates, limits and processing procedures may be adjusted based on operating conditions, and new rules should be displayed on the page before taking effect.
Only use funds you can afford, check order information, save transaction reference numbers, and understand that the task is not a deposit, financial management, or fixed return product.